Effective Date: 16th July 2025

 

 

1. Introduction

 

1.1 This Agreement for Easy Earn (“Agreement”) governs your use of the Easy Earn Service (defined below) and related services entered into by and between you (the “User” or “you”, “your” or the “Lender”) and Bybit Technology Limited (the “Bybit”, “we”, “us” or “our”). This Agreement forms a binding agreement between Bybit and you and serves to supplement our Terms of Service found at https://www.bybit.com/app/terms-service/information (the “Service Agreement”). If you do not agree to any terms or conditions of this Agreement, you must immediately cease using the Easy Earn Service. By using the Easy Earn Service you agree to be legally bound by this Agreement, the Service Agreement and all other terms and conditions and rules relating to Easy Earn Service that we may publish from time to time.

 

1.2 In the event of conflict or inconsistency between a term or provision in this Agreement and the Service Agreement, such conflict or inconsistency shall be resolved by giving precedence to this Agreement. All other provisions of our Service Agreement not modified by this Agreement shall remain in full force and effect.

 

 

2. Disclaimer

 

2.1 The User acknowledges and fully understands the risks involved in depositing cryptocurrencies and unconditionally accepts the potential risks and benefits of his or her investment decisions. You also further understand and confirm that you have the experience and knowledge necessary to invest in non-guaranteed digital currency or assets products.

 

2.2 Our Site and Platform are not intended to provide tax, legal, insurance or investment advice, and nothing on the Site or Platform should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or crypto asset by Bybit. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

 

 

3. Definitions

 

3.1 Save as defined below, all terms and references used in this Agreement shall have the meaning given to them in the Service Agreement.

 

“APR” has the meaning assigned to it in Clause 6.1;

 

“Auto Reinvest” has the meaning assigned to it in Clause 8.1;

 

“Easy Earn Assets” means the Digital Assets that you deposit or stake under the Easy Earn Service;

 

“Easy Earn Service” means a service provided by Bybit that allows Users to stake their Digital Assets for a flexible or fixed period, in return for yield at the APR published on the Platform;

 

“Early Redemption” means redeeming your Easy Earn Assets on a date earlier than the Redemption Date;

 

“Fixed Savings” has the meaning assigned to it in Clause 5.1;

 

“Flexible Savings” has the meaning assigned to it in Clause 5.1;

 

“Funding Account” means the account you maintained with Bybit on the Platform for deposits, withdrawals and crediting of proceeds or yields derived from products and services you subscribed to on the Platform;

 

“Redemption Date” means the last day of the Term;

 

“Term” has the meaning assigned to it in Clause 5.1; and

 

“Wealth Management” means a fund set up under the Wealth Management Service.

 

 

4. Easy Earn Service

 

4.1 The Easy Earn Service is a service managed and operated by Bybit that allows you to deposit, stake or allocate your Digital Assets on the Platform for a return or yield.

 

4.2 In subscribing to the Easy Earn Service, you acknowledge, agree and confirm the following:

(a) any voting rights that are attached to your Easy Earn Assets shall be assigned or delegated to us during the Term;

(b) we may combine your  Easy Earn Assets with other user’s Easy Earn Assets;

(c) you irrevocably authorize us to deal with your Easy Earn Assets in any way it deems fit to generate the yield rate displayed on the Platform;

(a) we have the sole discretion to determine, from time to time, in relation to the Easy Earn Service:

(i) minimum amounts of Digital Assets required to be deposited in order to subscribe to the Easy Earn Service;

(ii) the fund size of any particular Easy Earn Service;

(iii) any redemption period;

(iv) any redemption limits;

(v) any subscription limits;

(vi) any annual percentage rate; and

(vii) charge any fees or charges; and

(d) you are the legal owner of the Digital Assets that you deposit in Easy Earn Service and guarantee that the sources of these Digital Assets are legal.

 

4.3 You understand and accept the risks that may arise from using the Easy Earn Service and the losses that you may suffer from using the Easy Earn Service, including but not limited to:

(a) any loss you may suffer from the risks associated with the inability to trade Digital Assets. You are willing to bear the funding risks and potential financial losses caused by staking the Digital Assets and subscribing to the Easy Earn Service;

(b) the expected yields displayed on the Platform are the theoretical estimates of returns; they are not the actual returns guaranteed or promised by Bybit. Actual yields may vary from the expected returns. Your final yields will be based on the actual yields you receive, which shall be distributed by us in our sole discretion. We do not make any guarantee or promise to the actual yields that you may receive;

(c) price fluctuations of digital assets and their derivatives may cause significant or total losses in a short period of time;

(d) technical anomalies may occur, which may delay or prevent you from using the Easy Earn Service or performing related transactions and result in losses of your Digital Assets;

(e) market anomalies may occur, which may result in losses of your Digital Assets; or

(f) to maintain an orderly market, Bybit is required to add, remove, or change the policies, the terms of this Agreement or other relevant service agreements or terms from time to time. Any changes may benefit or harm individual customers like you.

 

 

5. Subscription

 

5.1 You may subscribe for a particular Easy Earn Service by depositing, staking or allocating your Digital Assets for either a fixed or flexible period to generate yield from one of the following options:

(a) Wealth Management: Easy Earn Assets are deposited for a fixed Term, with interest accrual starting T+1 and is distributed on the Redemption Date or upon Early Redemption. 

(b) Fixed Savings: Easy Earn Assets are staked for a fixed Term, with principal and yield credited at the next UTC+0:30 upon expiry.

(c) Flexible Savings: Easy Earn Assets are staked, with yield accruing from the next UTC+0 and credited daily at UTC+0:30. You must stake a full twenty-four (24) hours to qualify for that day’s yield and any withdrawals made before UTC+0 forfeit that day’s yield.

 

5.2 Any selection you make when subscribing for the Easy Earn Service is final, and cannot be cancelled, revoked or edited.

 

 

6. Interest Rates and Yield

 

6.1 Your Easy Earn Assets will return a yield at an annual percentage rate published on the Platform when a subscription is made (“APR”). A tiered-APR may apply, depending on the amount and type of Digital Assets.  

 

6.2 The APR for any particular Easy Earn may vary from time to time. Changes to the APR will be published on the Platform. You are responsible for monitoring published rates and are advised to check the Platform regularly. Bybit will not be liable for any losses arising or connected with changes to the APR, whether or not you were aware of the changes.

 

6.3 For the avoidance of doubt, historical returns are not indicative of future returns. Bybit does not guarantee that you will receive the interest yield at the APR published on the Platform at the time you subscribe. You agree and accept that any representation concerning possible return at the time you subscribe to the Easy Earn Service is an estimate only and not guaranteed. Actual distributed yield may have slight discrepancies due to calculation rounding or precision errors.

 

 

7. Redemption

 

Wealth Management

 

7.1 Interest on your Easy Earn Assets will accrue starting from T+1 and will be distributed to you on the Redemption Date or on Early Redemption, as the case may be.

 

7.2 You may redeem your Easy Earn Assets on Redemption Date or if available, on Early Redemption. If you choose to redeem your Easy Earn Assets on Redemption Date, your redeemed Easy Earn Assets together with your earned interest will be automatically credited into your Funding Account within ten (10) minutes after the expiry of the Redemption Date. If you opt for Early Redemption, where available, you shall manually select the redemption option on the Platform and your redeemed Easy Earn Assets together with your earned interest will be credited into your Funding Account within forty-eight (48) hours of your request.

 

Fixed Savings

 

7.3 Under Fixed Savings, you may subscribe at any time but are not be able to redeem your Easy Earn Assets until the term subscribed for (“Term”) has expired. On expiry of the Term, your principal amount and yield will be credited to you at the next UTC+0:30.

 

Flexible Savings

 

7.4 Under Flexible Savings, you may at any time, subscribe or redeem your Easy Earn Assets by selecting the redemption option on the Platform. After subscription, yield on your Easy Earn Assets will start accruing from the next UTC+0 and will be distributed to your Funding Account on a daily basis at UTC+0:30. You must stake an entire twenty-four (24) hour period to be eligible for payout of daily yield. In other words, any withdrawal or redemption before UTC+0 will not entitle you to any yield.

 

 

8. Auto Reinvest

 

8.1 You may opt to reinvest your Easy Earn Assets under Wealth Management together with the interest earned in the preceding Term, for subsequent Terms (“Auto Reinvest”). Once enabled, Auto Reinvest will commence on the expiry of the initial Redemption Date and continue to be automatically renewed for the same duration as the initial Term and at the then prevailing APR on the renewal date, until the occurrence of any of the following events:

(a) you cancel the Auto Reinvest thirty (30) minutes before a Redemption Date;

(b) the Wealth Management has been fully subscribed or has reached its subscription limit; or

(c) the Wealth Management has been delisted or removed by Bybit in its sole discretion.

 

8.2 If Auto Reinvest is canceled for any of the reasons set out under Clause 8.1, your Easy Earn Assets together with earned interest will be credited into your Funding Account within forty-eight (48) hours of cancellation. 

 

8.3 Bybit reserves the right to enable or disable the Auto Reinvest function in its sole discretion.

 

 

9. Auto Earn

 

9.1 You may opt to reinvest your selected idle Digital Assets from your Funding Account into Flexible Savings automatically (“Auto Earn”). Staking will commence immediately when Auto Earn is enabled and occurs daily at 10AM UTC at the prevailing APR, until the occurrence of any of the following events:

(a) you cancel the Auto Earn thirty (30) minutes before the next staking occurs at 10AM UTC;

(b) the Flexible Savings has been fully subscribed or has reached its subscription limit; or

(c) the Flexible Savings has been delisted or removed by Bybit in its sole discretion

 

9.2 If Auto Earn is canceled for any of the reasons set out under Clause 8.1, your Easy Earn Assets together with earned interest will be credited into your Funding Account within forty-eight (48) hours of cancellation.

 

9.3 Bybit reserves the right to enable or disable the Auto Earn function in its sole discretion.

 

 

10. Distribution

 

10.1 You understand and agree that between the redemption time and the actual arrival time, you will not be able to make any returns, transfer or other commands to the redeemed Easy Earn Assets. You understand and accept that the actual time for the redeemed Easy Earn Assets to be credited into your Funding Account may vary or be delayed in some circumstances including but not limited to events of extreme market volatility, network delays, a significant number of simultaneous instructions to redeem from other users, or any other unanticipated events. The arrival time shown on the website is final and Bybit shall not be liable for any losses caused by any difference in arrival time.

 

 

11. Account Records and Error Transactions

 

11.1 You will be able to view your account history on the Platform. You must review your account history carefully and let us know if you see any entries or transactions that you do not recognize or you think are incorrect as soon as possible, and within fourteen (14) days after the date that your account history is provided or made available to you.

 

11.2 We may rectify any error in your account at any time and reserve the right to void or reverse any transaction in the following instances:

(a) involving or deriving from a manifest error (that is, any error, omission or misquote (whether an error of Bybit or any third party) which is manifest or palpable, including a misquote by any representative of Bybit taking into account the current market and currently advertised quotes, or any error of any information, source, official, official result or pronunciation); or

(b) to reflect what we reasonably consider to be the correct or fair details of the transaction.

 

 

12. Data Disclosures

 

12.1 We may be required under applicable laws and regulations to share information about your accounts and use of the Platform with third parties. You acknowledge, agree and consent that we are entitled to disclose such information.

 

 

13. Suspension, Termination and Liability

 

13.1 We reserve the right and discretion to, without prior notice:

(a) temporarily or permanently prohibit you from accessing or using the Easy Earn Service;

(b) impose limits on your subscription for Easy Earn Service;  

(c) suspend or terminate the Easy Earn Service; and/or

(d) delay certain transactions in the Easy Earn Service.

 

13.2 You understand and agree that, to the maximum extent permitted by law, we shall not be liable to you for any losses caused by such prohibition, suspension or termination.

 

 

14. Amendment

 

14.1 You agree and accept that Bybit has the right to:

(a) modify, update or change the terms and conditions of this Agreement including eliminating or discontinuing any content or feature of the Easy Earn Service; or

(b) impose fees, charges or other conditions for use of the Easy Earn Service or parts thereof (with reasonable notice),

 

(all of the foregoing referred to as “Changes”) at any time in its sole discretion.

 

14.2 We may make such Changes at any time without prior notice (except as noted in subsection (b) above). Any Changes to this Agreement may be posted on our website or notified to you through push notifications through the Site or an email to the email address in your Account. For this reason, you should check our website regularly, allow the Site to receive such push notifications, and keep your email address and other contact information up to date in the Account. You accept any Changes if you continue to use the Easy Earn Service after such Changes are effected. Bybit shall not be liable for any losses due to your misunderstanding of this Agreement or your failure to take note of any Changes made to this Agreement.

 

 

15. Compliance

 

15.1 You shall comply with all applicable laws and regulations and cease using the Easy Earn Service where such compliance is no longer possible.

 

 

16. Governing Law & Dispute Resolution

 

16.1 This Agreement (and any disputes arising out of it) is governed by the laws and dispute resolution procedures set forth in the Service Agreement.