What is Bybit Easy Earn?

Bybit Easy Earn is a beginner-friendly product on the Bybit Earn platform, designed to help anyone effortlessly start earning from their idle crypto assets. With minimal risk and a low barrier to entry, it's ideal for those new to crypto investing.

 

You can choose between Flexible Term products, which offer maximum flexibility, and Fixed Term options, which provide higher returns. Currently, BTC, ETH, USDT and other popular coins are supported.

 

 

 

What are Flexible Term and Fixed Term products?

Flexible Term:

The Flexible Term products allow you to earn competitive daily yields while retaining flexibility and liquidity over your assets. There is no lock-up period, which means you're free to redeem your assets at any time.

 

Yields are calculated hourly based on the type and amount of asset invested and are automatically credited to your Funding Account daily at 12:30AM UTC. Please note that the APR is a floating rate and may vary depending on the asset and market conditions.

 

Fixed Term:

The Fixed Term products provide higher returns in exchange for locking up your assets for a set period, with predetermined redemption dates. Yields are generated through Savings (loan activities) or Wealth Management strategies. More details are available on the product page.

 

Both the APR and investment duration are fixed at the time of investment. Your principal and yield will be automatically credited to your Funding Account on the yield distribution date at 12:30AM UTC.

 

 

 

Who is Easy Earn for?

Easy Earn is suitable for investors of all experience levels, especially beginners with a low risk appetite who are looking for stable, passive income. With minimal risk and a simple setup, it's the ideal starting point for growing your crypto assets.

 

 

 

What's the difference between Easy Earn, On-Chain Earn and Advanced Earn?

• Easy Earn is a beginner-friendly, low-risk product with principal protection (in token amounts), making it ideal for users just getting started.

• On-Chain Earn allows you to stake crypto assets easily to earn rewards on-chain. It's great for users who want to explore on-chain opportunities.

• Advanced Earn offers structured products with higher yield potential, best suited for experienced investors comfortable with taking on more risk.

 

For more details, please refer to Differences Between Bybit Earn Products.

 

 

 

Will there be any other fees?

No. The management fee charged by Bybit is already reflected in the APR.

 

 

 

Are there any investment amount limits?

Yes. The minimum and maximum investment amounts vary by asset. You can view the specific limits when placing an order. Please note that your investment amount cannot exceed the maximum limit or the remaining pool size, whichever is lower.

 

 

 

Am I guaranteed to receive my yield even if the market price of the crypto asset drops?

For Flexible Term products, your yield is determined by the APR, which may fluctuate based on market conditions. The displayed APR is for reference only and is not guaranteed.

 

For Fixed Term products, the APR is fixed at the time of investment, so the yield you receive will not change.

 

In both cases, the product is principal-protected in token amount, meaning you'll receive at least the same number of tokens you invested. However, the actual fiat value of those tokens may fluctuate depending on market prices.

 

 

 

Is Identity Verification required for Easy Earn?

Yes. To invest in Easy Earn, you'll need to complete at least Standard Individual Identity Verification or Business Verification. You can complete the verification here. For more details, please refer to the following articles:

• How to Complete Individual Identity Verification (KYC)

• FAQ — Individual KYC

• FAQ — Business KYC

 

 

 

Which type of account can I use for Easy Earn?

Investment:

You can invest in Flexible Term and some Fixed Term products using either your Unified Trading Account (UTA) or Funding Account. Please refer to the specific product page for availability. However, for Fixed Term products, labeled Fixed Rate Loan, only the Funding Account is supported.

 

Redemption:

• For Fixed Term products, your principal and yield will be credited together to your Funding Account at maturity.

• For Flexible Term products, you can choose to redeem your principal to either your UTA or Funding Account. However, yields are always credited to your Funding Account. For example, if you redeem your principal to your UTA, the yield will still be credited to your Funding Account.

 

 

 

Can I invest in Easy Earn products using Subaccounts?

Yes, you can invest in both Flexible and Fixed Term products using Subaccounts.